Fair Settlement
Fair Settlement
🗺️ All 50 States + DC

Settlement Calculator
Based on Your State's Laws

Your state's negligence laws affect your settlement by 40-60%. Get accurate estimates tailored to your state's comparative negligence rules, statute of limitations, and average settlement values — covering all 50 states and Washington DC.

⚠️
Alabama Contributory (1% fault = $0!) • 2 year statute • $18K-$65K avg
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Alaska Pure Comparative • 2 year statute • $30K-$120K avg
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Arizona Pure Comparative • 2 year statute • $30K-$105K avg
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Arkansas Modified 51% Bar • 3 year statute • $18K-$70K avg
🌴
California Pure Comparative • 2 year statute • $40K-$150K avg
🏔️
Colorado Modified 50% Bar + No-Fault • 3 year statute • $35K-$125K avg
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Connecticut Modified 51% Bar + No-Fault • 2 year statute • $45K-$160K avg
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Delaware Modified 51% Bar + No-Fault • 2 year statute • $35K-$130K avg
🌊
Florida Pure Comparative + No-Fault • 4 year statute • $30K-$110K avg
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Georgia Modified 50% Bar (stricter!) • 2 year statute • $28K-$95K avg
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Hawaii Modified 51% Bar + No-Fault • 2 year statute • $35K-$145K avg
🥔
Idaho Modified 50% Bar • 2 year statute • $20K-$75K avg
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Illinois Modified 51% Bar • 2 year statute • $40K-$140K avg
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Indiana Modified 51% Bar • 2 year statute • $25K-$95K avg
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Iowa Modified 51% Bar • 2 year statute • $20K-$80K avg
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Kansas Modified 50% Bar + No-Fault • 2 year statute • $22K-$85K avg
🐎
Kentucky Pure Comparative + No-Fault • 1 year statute ⚠️ • $25K-$95K avg
🎺
Louisiana Pure Comparative • 1 year statute ⚠️ • $28K-$100K avg
🦞
Maine Modified 51% Bar • 6 year statute • $25K-$100K avg
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Maryland Contributory (1% fault = $0!) • 3 year statute • $25K-$90K avg
🦞
Massachusetts Modified 51% Bar + No-Fault • 3 year statute • $45K-$165K avg
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Michigan Modified 51% Bar + No-Fault • 3 year statute • $32K-$110K avg
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Minnesota Modified 51% Bar + No-Fault $40K • 2 year statute • $35K-$135K avg
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Mississippi Pure Comparative • 3 year statute • $18K-$65K avg
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Missouri Pure Comparative • 5 year statute • $30K-$115K avg
🦌
Montana Modified 51% Bar • 3 year statute • $22K-$85K avg
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Nebraska Modified 50% Bar • 4 year statute • $22K-$80K avg
🎰
Nevada Modified 51% Bar • 2 year statute • $35K-$130K avg
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New Hampshire Modified 51% Bar • 3 year statute • $30K-$115K avg
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New Jersey Modified 51% Bar + No-Fault • 2 year statute • $50K-$180K avg
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New Mexico Pure Comparative • 3 year statute • $25K-$95K avg
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New York Pure Comparative + No-Fault • 3 year statute • $45K-$180K avg
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North Carolina Contributory (1% fault = $0!) • 3 year statute • $25K-$90K avg
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North Dakota Modified 51% Bar + No-Fault $30K • 6 year statute • $20K-$75K avg
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Ohio Modified 51% Bar • 2 year statute • $30K-$100K avg
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Oklahoma Modified 51% Bar • 2 year statute • $22K-$85K avg
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Oregon Modified 51% Bar + No-Fault • 2 year statute • $32K-$120K avg
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Pennsylvania Modified 51% Bar + Choice No-Fault • 2 year statute • $35K-$130K
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Rhode Island Pure Comparative • 3 year statute • $35K-$130K avg
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South Carolina Modified 51% Bar • 3 year statute • $25K-$95K avg
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South Dakota Modified 51% Bar • 3 year statute • $18K-$70K avg
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Tennessee Modified 50% Bar • 1 year statute ⚠️ • $22K-$80K avg
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Texas Modified 51% Bar • 2 year statute • $35K-$120K avg
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Utah Modified 51% Bar + No-Fault $3K • 4 year statute • $28K-$100K avg
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Vermont Modified 51% Bar • 3 year statute • $28K-$105K avg
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Virginia Contributory (1% fault = $0!) • 2 year statute • $22K-$80K avg
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Washington Pure Comparative + Optional No-Fault • 3 year statute • $38K-$140K avg
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Washington DC Contributory (1% fault = $0!) + No-Fault $50K • 3 year statute • $40K-$160K avg
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West Virginia Modified 51% Bar • 2 year statute • $22K-$80K avg
🧀
Wisconsin Modified 51% Bar • 3 year statute • $30K-$115K avg
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Wyoming Modified 51% Bar • 4 year statute • $20K-$80K avg

Interactive US Map

Click your state on the map to view state-specific settlement calculator and laws

DC
Pure Comparative (Best)
Modified 51% Bar
Contributory (Worst)
Not Available Yet

💡 Tip: Hover over states to see details • Click highlighted states to view calculators

Major City Guides

City-specific settlement data, local court timelines, and attorney resources for the largest U.S. metros.

🏙️Houston, TX→ 🏙️Dallas, TX→ 🏙️San Antonio, TX→ 🏙️Austin, TX→ 🌴Los Angeles, CA→ 🌴San Diego, CA→ 🌴San Francisco, CA→ 🌊Miami, FL→ 🌊Tampa, FL→ 🌊Orlando, FL→ 🎗New York City, NY→ 🎗Buffalo, NY→ 🏙️Chicago, IL→ 🍑Atlanta, GA→ 🎸Nashville, TN→ 🎵Memphis, TN→ 🌱Knoxville, TN→ 🏔️Chattanooga, TN→ 🦀Baltimore, MD→ 🏇Louisville, KY→ 🏇Lexington, KY→ ⚜New Orleans, LA→ 🎰Las Vegas, NV→ 🏔️Salt Lake City, UT→ ⛰️Charleston, WV→ 🎲Reno, NV→ 🏛️Baton Rouge, LA→ 🏁Indianapolis, IN→ 🦁Newark, NJ→ 🏖️Long Island, NY→ ⛵Charleston, SC→ 🍺Milwaukee, WI→ 🏛️Northern Virginia→ 🔔Philadelphia, PA→ 🌰Columbus, OH→ 🏟️Cincinnati, OH→ 🛢️Tulsa, OK→ 🏜️Phoenix, AZ→ 🏔️Denver, CO→ ⚓Boston, MA→ 🌲Seattle, WA→

Complete State Law Comparison

Compare negligence laws, statutes of limitations, and average settlements across all 51 jurisdictions (50 states + DC).

State Negligence Law Statute Avg Settlement PIP/No-Fault
Alabama Contributory 2 years $18K - $65K ❌ No
Alaska Pure Comparative 2 years $30K - $120K ❌ No
Arizona Pure Comparative 2 years $30K - $105K ❌ No
Arkansas Modified 51% 3 years $18K - $70K ❌ No
California Pure Comparative 2 years $40K - $150K ❌ No
Colorado Modified 50% 3 years $35K - $125K ✅ Yes
Connecticut Modified 51% 2 years $45K - $160K ✅ Yes
Delaware Modified 51% 2 years $35K - $130K ✅ Yes
Florida Pure Comparative 4 years $30K - $110K ✅ Yes
Georgia Modified 50% 2 years $28K - $95K ❌ No
Hawaii Modified 51% 2 years $35K - $145K ✅ Yes
Idaho Modified 50% 2 years $20K - $75K ❌ No
Illinois Modified 51% 2 years $40K - $140K ❌ No
Indiana Modified 51% 2 years $25K - $95K ❌ No
Iowa Modified 51% 2 years $20K - $80K ❌ No
Kansas Modified 50% 2 years $22K - $85K ✅ Yes
Kentucky Pure Comparative 1 year ⚠️ $25K - $95K ✅ Yes
Louisiana Pure Comparative 1 year ⚠️ $28K - $100K ❌ No
Maine Modified 51% 6 years $25K - $100K ❌ No
Maryland Contributory 3 years $25K - $90K ⚠️ Optional
Massachusetts Modified 51% 3 years $45K - $165K ✅ Yes
Michigan Modified 51% 3 years $32K - $110K ✅ Yes
Minnesota Modified 51% 2 years $35K - $135K ✅ $40K PIP
Mississippi Pure Comparative 3 years $18K - $65K ❌ No
Missouri Pure Comparative 5 years $30K - $115K ❌ No
Montana Modified 51% 3 years $22K - $85K ❌ No
Nebraska Modified 50% 4 years $22K - $80K ❌ No
Nevada Modified 51% 2 years $35K - $130K ❌ No
New Hampshire Modified 51% 3 years $30K - $115K ❌ No
New Jersey Modified 51% 2 years $50K - $180K ✅ Yes
New Mexico Pure Comparative 3 years $25K - $95K ❌ No
New York Pure Comparative 3 years $45K - $180K ✅ Yes
North Carolina Contributory 3 years $25K - $90K ❌ No
North Dakota Modified 51% 6 years $20K - $75K ✅ $30K PIP
Ohio Modified 51% 2 years $30K - $100K ❌ No
Oklahoma Modified 51% 2 years $22K - $85K ❌ No
Oregon Modified 51% 2 years $32K - $120K ✅ Yes
Pennsylvania Modified 51% 2 years $35K - $130K ⚠️ Choice
Rhode Island Pure Comparative 3 years $35K - $130K ❌ No
South Carolina Modified 51% 3 years $25K - $95K ❌ No
South Dakota Modified 51% 3 years $18K - $70K ❌ No
Tennessee Modified 50% 1 year ⚠️ $22K - $80K ❌ No
Texas Modified 51% 2 years $35K - $120K ❌ No
Utah Modified 51% 4 years $28K - $100K ✅ $3K PIP
Vermont Modified 51% 3 years $28K - $105K ❌ No
Virginia Contributory 2 years $22K - $80K ❌ No
Washington Pure Comparative 3 years $38K - $140K ⚠️ Optional
Washington DC Contributory 3 years $40K - $160K ✅ $50K PIP
West Virginia Modified 51% 2 years $22K - $80K ❌ No
Wisconsin Modified 51% 3 years $30K - $115K ❌ No
Wyoming Modified 51% 4 years $20K - $80K ❌ No

⚠️ Special Note: 5 jurisdictions still use contributory negligence (1% fault = $0 recovery) — the harshest system in America: Alabama, Maryland, North Carolina, Virginia, and Washington DC.

Why Your State Law Matters

The same accident with identical injuries can result in vastly different settlements depending on your state's negligence system.

✅

Pure Comparative

Recover damages even if 99% at fault. Award reduced by your percentage.

EXAMPLE
$100K damages, 30% fault
You get: $70,000
States: CA, FL, NY, AZ, AK, KY, LA, MS, MO, NM, RI, WA
⚠️

Modified 51% Bar

Must be 50% or less at fault to recover. 51%+ fault = $0.

EXAMPLE
$100K damages, 50% fault
You get: $50,000
51% fault = $0
States: TX, PA, IL, OH, MI + 28 more
❌

Contributory

Even 1% fault = $0 recovery. Harshest system (only 5 jurisdictions).

EXAMPLE
$100K damages, 1% fault
You get: $0
States: NC, VA, MD, AL, DC

💡 Pro Tip

Understanding your state's negligence law is the first step to maximizing your settlement. Use our state-specific calculators to get accurate estimates based on your local laws.

Calculate Your Settlement Now

Use our main settlement calculator. It works for all 50 states + DC and provides instant estimates using the industry-standard multiplier method.

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