Empowering Injury Victims
With Transparent Data
We believe every person injured by someone else's negligence deserves to know the fair value of their claim — before accepting a lowball insurance offer.
Our Mission
Insurance companies have decades of data, complex algorithms, and teams of adjusters dedicated to minimizing payouts. Injury victims have Google searches and stress.
That power imbalance ends here. FairSettlement.org was built to level the playing field by giving you the same settlement calculation tools that attorneys and insurance adjusters use — completely free, instantly accessible, and 100% private.
We don't sell leads. We don't share your data. We don't work with law firms. We simply believe you deserve to know what your case is worth.
Why We Built This Tool
Insurance Companies Lowball
First settlement offers are routinely 40-60% below fair value. Adjusters bank on victims accepting quickly out of financial desperation or ignorance. Our Fairness Score™ exposes these tactics instantly.
Attorneys Cost 33%
Personal injury attorneys typically take one-third of your settlement. While they add value in complex cases, you should know your case value before deciding whether representation is worth the cost.
The Multiplier Method Works
We use the same multiplier methodology (1.5x – 5.0x) that insurance adjusters and attorneys use to value claims. It's the industry standard for a reason — it works, and it's how your case will be evaluated.
Information Should Be Free
Legal knowledge shouldn't be locked behind $500/hour consultations or shady lead-generation forms. We built this tool because access to justice begins with access to information.
Our Core Values
Privacy First
All calculations run in your browser. Your data never touches our servers. No tracking. No data sales. Ever.
Accuracy Matters
We use peer-reviewed formulas, jurisdiction-specific data, and continuous algorithm refinement to deliver reliable estimates.
AI-Powered
Our 2026 model uses machine learning trained on thousands of real settlement outcomes to refine multiplier accuracy.
What We're NOT
We don't provide legal advice or representation. Consult a licensed attorney for case-specific guidance.
We don't sell your information to attorneys, chiropractors, or anyone else. Your data is yours.
Our estimates are based on proven methodology, but every case is unique. Use our tool as a starting point, not a guarantee.
Built by People Who Care
FairSettlement.org was created by a small team of developers, data scientists, and personal injury advocates who were tired of watching insurance companies exploit vulnerable people.
We're not backed by venture capital. We don't have a sales team. We don't have ulterior motives.
We're just tech nerds who believe injury victims deserve better.
Daniel R. Mitchell, J.D.
Editorial Reviewer & Legal Content Advisor
With over 12 years of experience in personal injury and insurance defense litigation, Daniel brings deep courtroom and negotiation expertise to every piece of content on FairSettlement.org. After earning his J.D. from the University of Minnesota Law School, he spent seven years representing injury victims at a Minneapolis plaintiff's firm before transitioning to legal publishing and editorial work. Daniel personally reviews all settlement methodologies, state-specific legal data, and educational articles for accuracy and regulatory compliance.
Sarah Chen, M.S.
Lead Data Scientist & Algorithm Engineer
Sarah holds a Master's in Applied Statistics from Carnegie Mellon and spent five years at a major insurance carrier building predictive models for claims valuation. Frustrated by how those tools were used to minimize payouts, she joined FairSettlement.org to put the same analytical power in the hands of injury victims. Sarah designed and maintains our multiplier algorithms, Fairness Score engine, and jurisdiction-specific data pipelines that power every estimate.
Learn how our team ensures content quality in our Editorial Policy.
Our Office
7760 France Ave, Minneapolis, MN 55435
(970) 233-7832
How We Make Money (Transparently)
Google AdSense (That's It)
We display non-intrusive ads through Google AdSense. That's our entire revenue model. No hidden fees, no data sales, no referral commissions from law firms.
Ad revenue covers our hosting costs, development time, and keeps the tool free forever. If you use an ad blocker, we're not mad — we get it. But if you find value in our tool, consider whitelisting us.
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