AI-Powered Arizona Personal Injury Settlement Calculator
Arizona pure comparative negligence—recover even if 99% at fault. Fast-growing Phoenix metro. 2-year statute of limitations.
Arizona Pure Comparative Negligence
Arizona follows pure comparative negligence—you can recover damages even if you're 99% at fault. Award is simply reduced by your percentage. Fast-growing state with increasing accident rates.
Statute of Limitations: 2 Years
| Case Type | Statute |
|---|---|
| Personal Injury | 2 years |
| Medical Malpractice | 2 years |
| Wrongful Death | 2 years |
Average Settlements
Phoenix Metro
- Minor injuries: $12,000 - $35,000
- Moderate injuries: $50,000 - $130,000
- Serious injuries: $280,000 - $1.5M
Top Cities
| City | Population | Settlement Trends |
|---|---|---|
| Phoenix | 1.6M | High settlements, growing market |
| Tucson | 543K | Moderate-high |
| Mesa | 509K | High settlements |
Arizona Insurance Minimums
Arizona requires drivers to carry the following minimum auto liability insurance coverage:
Required Minimum Coverage (Arizona)
- Bodily Injury: $25,000 per person / $50,000 per accident
- Property Damage: $15,000 per accident
Arizona requires 25/50/15 minimum auto liability coverage. Uninsured motorist coverage is offered but not mandatory.
Settlement Amounts by Injury Type in Arizona
Settlement values vary widely depending on how badly you were hurt. These ranges are based on typical outcomes in Arizona courts and insurance negotiations. Your case could be higher or lower depending on the specifics.
| Injury Type | Typical Settlement Range | Multiplier Used |
|---|---|---|
| Whiplash / Soft Tissue | $8,000 - $25,000 | 1.5x - 2.5x |
| Fractures (arm, leg, rib) | $30,000 - $90,000 | 2x - 3.5x |
| Herniated Disc | $40,000 - $120,000 | 2.5x - 4x |
| Concussion / Mild TBI | $35,000 - $100,000 | 2x - 3.5x |
| Burns (second/third degree) | $50,000 - $200,000 | 3x - 5x |
| Back / Spinal Injury | $80,000 - $400,000 | 3.5x - 5x |
| Knee / Shoulder Surgery | $50,000 - $150,000 | 2.5x - 4x |
| Wrongful Death | $500,000 - $3,000,000+ | N/A |
These numbers reflect cases where the other party was clearly at fault. If you share some blame, your recovery will be reduced by your percentage of fault under Arizona's negligence rules.
Damages Caps in Arizona
Arizona does not cap economic or non-economic damages in personal injury cases. There is no cap on punitive damages either, though they must be proportional to the harm. Medical malpractice cases also have no damages cap in Arizona.
Frequently Asked Questions
What is the statute of limitations in Arizona?
Arizona's statute of limitations for personal injury is 2 years from the date of injury (A.R.S. § 12-542). For medical malpractice, it's 2 years from discovery or when you reasonably should have discovered the injury. Government claims require notice within 180 days.
How does Arizona's pure comparative negligence law work?
Arizona uses pure comparative negligence (A.R.S. § 12-2505). You can recover damages even if 99% at fault—your award is just reduced by your percentage of fault. This is one of the most plaintiff-friendly systems in America.
What is the average car accident settlement in Arizona?
Arizona settlements average $30,000 to $105,000. Phoenix metro cases: Minor injuries $12K-$35K, Moderate $50K-$130K, Serious $280K-$1.5M. Rural areas typically settle 20-30% lower than Phoenix.
Related Resources
Ready to Calculate Your Settlement?
Get an instant estimate based on Arizona's laws. Free, accurate, no personal information required.
Calculate Now