Privacy Policy

Last Updated: February 7, 2026

At FairSettlement.org, your privacy is our top priority. This Privacy Policy explains how we collect, use, protect, and handle your information when you use our AI-powered personal injury settlement calculator and related services.

1. Information We Collect

1.1 Information You Provide

When you use our settlement calculator or generate a demand letter, you may voluntarily provide:

• Case Details: Accident type, country, state/province, injury severity, pain levels, treatment duration
• Financial Information: Medical expenses, lost wages, property damage, out-of-pocket costs, current settlement offers
• Personal Information (for PDF generation): Name, date of birth, address, phone number, email, incident details, treating physicians, insurance company details

1.2 Automatically Collected Information

We may automatically collect certain technical information when you visit our website:

• Usage Data: Pages visited, time spent on pages, links clicked, referring URLs
• Device Information: Browser type, operating system, IP address (anonymized), screen resolution
• Cookies and Tracking: We use cookies and similar technologies for analytics, advertising, and site functionality

2. How We Use Your Information

We use the information collected for the following purposes:

• Provide Services: Calculate settlement estimates, generate Fairness Scores™, create demand letter PDFs
• Improve Our Tool: Analyze usage patterns to enhance accuracy, user experience, and features
• Analytics: Understand how visitors interact with our site to optimize performance
• Advertising: Display relevant ads through Google AdSense and other ad networks
• Legal Compliance: Comply with applicable laws, regulations, and legal processes

3. Important: Client-Side Processing

All settlement calculations and PDF generation happen entirely in your web browser. This means:

• Your case details, financial information, and personal data never leave your device
• We do not store, transmit, or access any information you enter into the calculator
• Generated PDFs are created locally on your computer and are not uploaded to our servers
• Your data is not shared with third parties through our calculator

Note: While we do not collect calculator data, standard website analytics (page views, device info) are still collected as described in Section 1.2.

4. Cookies and Tracking Technologies

4.1 Types of Cookies We Use

We use the following types of cookies:

• Essential Cookies: Required for the website to function properly (e.g., session management)
• Analytics Cookies: Help us understand how visitors use our site (Google Analytics)
• Advertising Cookies: Used by Google AdSense to display relevant ads

4.2 Managing Cookies

You can control cookies through your browser settings. Note that disabling certain cookies may impact site functionality. Learn more:

• Chrome Cookie Settings
• Firefox Cookie Settings
• Safari Cookie Settings

5. Third-Party Services

We use the following third-party services that may collect information:

5.1 Google AdSense

We display ads through Google AdSense. Google may use cookies to serve ads based on your prior visits to our site or other websites. You can opt out of personalized advertising by visiting Google Ads Settings or aboutads.info.

5.2 Cloudflare

Our website is protected by Cloudflare, which may collect technical data for security and performance purposes. View Cloudflare's Privacy Policy.

5.3 Font Providers

We use Google Fonts and Tailwind CSS CDN for typography and styling. These services may collect technical information. View Google's Privacy Policy.

6. Data Security

We implement industry-standard security measures to protect your information:

• HTTPS/SSL Encryption: All data transmitted to/from our site is encrypted
• Secure Hosting: Our site is hosted on secure infrastructure with regular security audits
• Access Controls: Limited access to any collected data with strict authentication protocols
• Regular Updates: We keep our systems and dependencies up-to-date with security patches

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Your Rights and Choices

Depending on your location, you may have the following rights:

• Access: Request a copy of any personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Opt-Out: Opt out of marketing communications or targeted advertising
• Data Portability: Receive your data in a structured, machine-readable format

To exercise these rights, contact us at [email protected].

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately at [email protected].

9. International Users

FairSettlement.org is operated from the United States. If you are accessing our site from outside the U.S., please be aware that your information may be transferred to, stored, and processed in the United States or other countries where our service providers operate.

By using our services, you consent to this transfer. We take appropriate safeguards to ensure your data is treated securely and in accordance with this Privacy Policy.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by:

• Posting the updated policy on this page with a new "Last Updated" date
• Displaying a notice on our homepage (for significant changes)

We encourage you to review this Privacy Policy periodically. Your continued use of our services after changes are posted constitutes your acceptance of the updated policy.

11. Legal Disclaimer

FairSettlement.org provides settlement estimates using the industry-standard multiplier method. The estimates generated by our calculator are based on general formulas and do not constitute a guarantee of any specific outcome.

For legal advice specific to your case, consult a licensed personal injury attorney in your jurisdiction.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• Email: [email protected]
• Website: https://fairsettlement.org

We will respond to your inquiry within 30 days.

13. Jurisdiction-Specific Disclosures

13.1 California Residents (CCPA)

Under the California Consumer Privacy Act (CCPA), California residents have additional rights:

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information held by businesses
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising CCPA rights

Note: We do not sell personal information as defined by the CCPA.

13.2 European Union Residents (GDPR)

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):

• Right to access, rectification, erasure, and data portability
• Right to object to processing or request restriction of processing
• Right to withdraw consent at any time
• Right to lodge a complaint with a supervisory authority

Our legal basis for processing your data includes: consent, legitimate interests, and legal obligations.

13.3 Canadian Residents (PIPEDA)

For Canadian users, we comply with the Personal Information Protection and Electronic Documents Act (PIPEDA). You have the right to access and correct your personal information held by us.