Fair Settlement Fair Settlement

Terms of Service

Last Updated: February 7, 2026

Welcome to FairSettlement.org. By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully before using our AI-powered personal injury settlement calculator.

IMPORTANT: FairSettlement.org provides settlement estimates using the industry-standard multiplier method. Our estimates do NOT guarantee any specific settlement outcome. Always consult a licensed attorney for legal advice specific to your case.

1. Acceptance of Terms

By accessing, browsing, or using FairSettlement.org (the "Site" or "Service"), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you must immediately stop using our Service.

2. Description of Service

FairSettlement.org provides:

3. No Attorney-Client Relationship

3.1 Settlement Estimates

The information provided through FairSettlement.org, including settlement estimates, Fairness Scores, demand letters, and all content, are generated using the industry-standard multiplier method and general formulas. They do not account for the unique circumstances of your case.

3.2 No Attorney-Client Relationship

Use of FairSettlement.org does not create an attorney-client relationship between you and us, our owners, employees, contractors, or any affiliated parties.

Any information you enter into our calculator or demand letter generator is not confidential or privileged attorney-client communication.

3.3 Consult a Licensed Attorney

Every personal injury case is unique. Factors such as liability, evidence quality, jurisdiction, insurance policy limits, comparative negligence, and many others significantly impact settlement outcomes.

We strongly recommend consulting with a licensed personal injury attorney in your jurisdiction before making any legal decisions, accepting settlement offers, or sending demand letters.

4. Accuracy and Limitations of Estimates

4.1 Estimates Are Not Guarantees

Our settlement calculator uses the multiplier method, a widely recognized approach used by insurance adjusters and attorneys. However:

4.2 No Warranty of Accuracy

While we strive to provide accurate estimates based on industry-standard methodologies, we make no warranties or representations regarding the accuracy, completeness, or reliability of any information, estimates, or content provided through the Service.

4.3 Your Responsibility

You are solely responsible for:

5. User Responsibilities and Prohibited Uses

5.1 Acceptable Use

You agree to use FairSettlement.org only for lawful purposes and in accordance with these Terms. You agree NOT to:

5.2 Age Requirement

You must be at least 18 years old to use this Service. By using FairSettlement.org, you represent and warrant that you are at least 18 years of age.

5.3 Account Security

While we do not currently require user accounts, if we implement user accounts in the future, you will be responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

6. Intellectual Property Rights

6.1 Our Content

All content on FairSettlement.org, including but not limited to text, graphics, logos, icons, images, software, audio clips, data compilations, and the calculator algorithm, is the property of FairSettlement.org or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

6.2 Trademarks

FairSettlement.org, our logo, and "Fairness Score" are trademarks of FairSettlement.org. You may not use these trademarks without our prior written consent.

6.3 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use only. You may not:

6.4 User-Generated Content

Any demand letters, PDFs, or other content you generate using our tools remain your property. We do not claim ownership of your user-generated content.

7. Third-Party Services and Links

FairSettlement.org may contain links to third-party websites or services, including:

We are not responsible for the content, privacy policies, or practices of any third-party websites or services. Your use of third-party services is at your own risk and subject to their respective terms and policies.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

We do not warrant that the Service will meet your requirements or that any errors will be corrected.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FAIRSETTLEMENT.ORG, ITS OWNERS, EMPLOYEES, CONTRACTORS, AFFILIATES, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR IN CONNECTION WITH:

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID US (IF ANY) IN THE 12 MONTHS PRECEDING THE CLAIM, OR $100 USD, WHICHEVER IS GREATER.

Some jurisdictions do not allow limitations on implied warranties or exclusion of certain damages, so some of the above limitations may not apply to you.

10. Indemnification

You agree to defend, indemnify, and hold harmless FairSettlement.org, its owners, employees, contractors, affiliates, and service providers from and against any claims, liabilities, damages, losses, costs, expenses (including reasonable attorneys' fees) arising out of or in connection with:

11. Changes to the Service

We reserve the right to:

We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

12. Changes to These Terms

We may revise these Terms at any time by updating this page. We will indicate the date of the most recent revision at the top of this page.

Material changes will be communicated by:

Your continued use of the Service after changes are posted constitutes your acceptance of the revised Terms. If you do not agree to the new Terms, you must stop using the Service.

13. Termination

13.1 Your Right to Terminate

You may stop using the Service at any time. We do not require user accounts, so simply discontinuing use of the Site terminates your use.

13.2 Our Right to Terminate

We reserve the right to terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including but not limited to:

13.3 Effect of Termination

Upon termination:

14. Dispute Resolution and Governing Law

14.1 Governing Law

These Terms and your use of the Service shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law provisions.

14.2 Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

The arbitration shall take place in Wilmington, Delaware, and judgment on the arbitration award may be entered in any court having jurisdiction.

14.3 Class Action Waiver

YOU AND FAIRSETTLEMENT.ORG AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, REPRESENTATIVE, OR COLLECTIVE ACTION.

Unless both parties agree otherwise, the arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.

14.4 Exceptions

Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of intellectual property rights.

15. Miscellaneous

15.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and FairSettlement.org regarding the Service and supersede all prior agreements and understandings.

15.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

15.3 Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

15.4 Assignment

You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign these Terms without restriction.

15.5 Force Majeure

We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including acts of God, war, terrorism, riots, natural disasters, internet failures, or government actions.

15.6 Headings

Section headings in these Terms are for convenience only and do not affect the interpretation of these Terms.

16. Contact Information

If you have questions, concerns, or feedback regarding these Terms, please contact us:

We will respond to your inquiry within 30 days.

By using FairSettlement.org, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree, please discontinue use immediately.