Fair Settlement
Fair Settlement
🗺️ All 50 States + DC

Settlement Calculator
Based on Your State's Laws

Your state's negligence laws affect your settlement by 40-60%. Get accurate estimates tailored to your state's comparative negligence rules, statute of limitations, and average settlement values — covering all 50 states and Washington DC.

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Click your state on the map to view state-specific settlement calculator and laws

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Pure Comparative (Best)
Modified 51% Bar
Contributory (Worst)
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💡 Tip: Hover over states to see details • Click highlighted states to view calculators

Complete State Law Comparison

Compare negligence laws, statutes of limitations, and average settlements across all 51 jurisdictions (50 states + DC).

State Negligence Law Statute Avg Settlement PIP/No-Fault
Alabama Contributory 2 years $18K - $65K ❌ No
Alaska Pure Comparative 2 years $30K - $120K ❌ No
Arizona Pure Comparative 2 years $30K - $105K ❌ No
Arkansas Modified 51% 3 years $18K - $70K ❌ No
California Pure Comparative 2 years $40K - $150K ❌ No
Colorado Modified 50% 3 years $35K - $125K ✅ Yes
Connecticut Modified 51% 2 years $45K - $160K ✅ Yes
Delaware Modified 51% 2 years $35K - $130K ✅ Yes
Florida Pure Comparative 4 years $30K - $110K ✅ Yes
Georgia Modified 50% 2 years $28K - $95K ❌ No
Hawaii Modified 51% 2 years $35K - $145K ✅ Yes
Idaho Modified 50% 2 years $20K - $75K ❌ No
Illinois Modified 51% 2 years $40K - $140K ❌ No
Indiana Modified 51% 2 years $25K - $95K ❌ No
Iowa Modified 51% 2 years $20K - $80K ❌ No
Kansas Modified 50% 2 years $22K - $85K ✅ Yes
Kentucky Pure Comparative 1 year ⚠️ $25K - $95K ✅ Yes
Louisiana Pure Comparative 1 year ⚠️ $28K - $100K ❌ No
Maine Modified 51% 6 years $25K - $100K ❌ No
Maryland Contributory 3 years $25K - $90K ⚠️ Optional
Massachusetts Modified 51% 3 years $45K - $165K ✅ Yes
Michigan Modified 51% 3 years $32K - $110K ✅ Yes
Minnesota Modified 51% 2 years $35K - $135K ✅ $40K PIP
Mississippi Pure Comparative 3 years $18K - $65K ❌ No
Missouri Pure Comparative 5 years $30K - $115K ❌ No
Montana Modified 51% 3 years $22K - $85K ❌ No
Nebraska Modified 50% 4 years $22K - $80K ❌ No
Nevada Modified 51% 2 years $35K - $130K ❌ No
New Hampshire Modified 51% 3 years $30K - $115K ❌ No
New Jersey Modified 51% 2 years $50K - $180K ✅ Yes
New Mexico Pure Comparative 3 years $25K - $95K ❌ No
New York Pure Comparative 3 years $45K - $180K ✅ Yes
North Carolina Contributory 3 years $25K - $90K ❌ No
North Dakota Modified 51% 6 years $20K - $75K ✅ $30K PIP
Ohio Modified 51% 2 years $30K - $100K ❌ No
Oklahoma Modified 51% 2 years $22K - $85K ❌ No
Oregon Modified 51% 2 years $32K - $120K ✅ Yes
Pennsylvania Modified 51% 2 years $35K - $130K ⚠️ Choice
Rhode Island Pure Comparative 3 years $35K - $130K ❌ No
South Carolina Modified 51% 3 years $25K - $95K ❌ No
South Dakota Modified 51% 3 years $18K - $70K ❌ No
Tennessee Modified 50% 1 year ⚠️ $22K - $80K ❌ No
Texas Modified 51% 2 years $35K - $120K ❌ No
Utah Modified 51% 4 years $28K - $100K ✅ $3K PIP
Vermont Modified 51% 3 years $28K - $105K ❌ No
Virginia Contributory 2 years $22K - $80K ❌ No
Washington Pure Comparative 3 years $38K - $140K ⚠️ Optional
Washington DC Contributory 3 years $40K - $160K ✅ $50K PIP
West Virginia Modified 51% 2 years $22K - $80K ❌ No
Wisconsin Modified 51% 3 years $30K - $115K ❌ No
Wyoming Modified 51% 4 years $20K - $80K ❌ No

⚠️ Special Note: 5 jurisdictions still use contributory negligence (1% fault = $0 recovery) — the harshest system in America: Alabama, Maryland, North Carolina, Virginia, and Washington DC.

Why Your State Law Matters

The same accident with identical injuries can result in vastly different settlements depending on your state's negligence system.

Pure Comparative

Recover damages even if 99% at fault. Award reduced by your percentage.

EXAMPLE
$100K damages, 30% fault
You get: $70,000
States: CA, FL, NY, AZ, AK, KY, LA, MS, MO, NM, RI, WA
⚠️

Modified 51% Bar

Must be 50% or less at fault to recover. 51%+ fault = $0.

EXAMPLE
$100K damages, 50% fault
You get: $50,000
51% fault = $0
States: TX, PA, IL, OH, MI + 28 more

Contributory

Even 1% fault = $0 recovery. Harshest system (only 5 jurisdictions).

EXAMPLE
$100K damages, 1% fault
You get: $0
States: NC, VA, MD, AL, DC

💡 Pro Tip

Understanding your state's negligence law is the first step to maximizing your settlement. Use our state-specific calculators to get accurate estimates based on your local laws.

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Use our main settlement calculator. It works for all 50 states + DC and provides instant estimates using the industry-standard multiplier method.

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