What Is a Fair Car Accident Settlement in Murfreesboro?
For most Rutherford County crashes a fair settlement lands between $4,000 and $25,000 for a soft tissue injury treated promptly, between $32,000 and $150,000 for a fracture or herniated disc, and from $250,000 upward when the injury is permanent, before Tennessee's one year deadline, its 50 percent fault bar and its $750,000 cap on pain and suffering are applied. The numbers come from the same method adjusters use, run on what Murfreesboro crashes actually produce.
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The number first
What a fair settlement looks like in Murfreesboro, by injury
Tennessee does not publish settlement figures and neither does Rutherford County, because almost every car accident claim settles privately with an insurer. What can be shown is the arithmetic adjusters and lawyers both run, applied to the injuries Murfreesboro crashes actually produce. The bands below use that method: medical bills multiplied by an injury factor, plus lost income, then reduced by any share of fault.
FairSettlement method bands for Tennessee. Multipliers of 1.5 to 2.5 for soft tissue, 2.5 to 3.5 for a fracture or disc injury with recovery, 4 to 5 for permanent harm, applied to the bill ranges shown, plus lost wages. Not court averages.
Three things about Rutherford County move a claim inside those bands. First, the county's crashes are unusually survivable: on the state's five year ranking it sits 92nd of 95 counties for fatal crash rate but 6th for injury crash rate. That is a county of injury claims, not wrongful death claims, which means the argument is almost always about how badly you were hurt and how well that was documented, not about whether someone died. Second, speed. Rutherford County ranks first in Tennessee for speeding related crashes on the 2021 to 2025 average, and a crash report that records the other driver's speed makes fault hard to dispute, which pushes the negotiation toward the injury itself. Third, growth. The county added about 35,500 residents between 2020 and 2024 and now has 292,190 licensed drivers, so more of them share the same I-24 lanes and Old Fort Parkway intersections every year.
Where the number comes from
Run your own Murfreesboro numbers
The estimator below uses the same formula as the full FairSettlement calculator, with Tennessee's rules already applied: the 50 percent fault bar, the $750,000 cap on pain and suffering, and the $25,000 minimum liability policy that many at fault drivers in Rutherford County carry. Enter what you know. Nothing is stored.
Enter your medical bills to see a range. Lost wages are optional.
The multiplier is the part people argue about. An adjuster in a soft tissue claim starts near 1.5 and moves only for evidence: an emergency room visit on the day of the crash, treatment that continued without long gaps, a doctor's note tying the pain to the collision, and a clear fault picture in the police report. Bills are the base, and Tennessee lets you claim the full billed amount rather than the discounted figure your health insurer paid (Dedmon v. Steelman, Tennessee Supreme Court, 2017), so keep the itemized statements from Saint Thomas Rutherford or StoneCrest, not just the explanation of benefits.
The rules that change the number
Tennessee law, applied to a Rutherford County claim
Every figure above assumes the rules below. Each one is quoted from the Tennessee Code or the case that created it, with the section so you can check it.
An injury lawsuit must be commenced within one year of the crash, one of the shortest limits in the country. If criminal charges are brought against the other driver, the limit can extend to two years under conditions a lawyer should confirm.
Tenn. Code Ann. § 28-3-104(a)(1) and (a)(2)You recover only if your share of fault is less than 50 percent, and your award is reduced by your percentage. At 20 percent fault, a $100,000 claim pays $80,000. At 50 percent it pays nothing.
McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992)Noneconomic damages are limited to $750,000 per injured plaintiff, or $1,000,000 for catastrophic loss such as paraplegia, loss of two limbs or severe burns. The cap falls away if the defendant was intoxicated, intended the harm, concealed records or is convicted of a felony for the act. Bills and lost income are never capped.
Tenn. Code Ann. § 29-39-102; upheld in McClay v. Airport Management Services (Tenn. 2020)The minimum a Tennessee driver must carry is $25,000 per injured person, $50,000 per crash and $25,000 for property. Plenty of drivers carry exactly that, and their insurer never pays more than the policy, whatever the claim is worth.
Tenn. Code Ann. § 55-12-102Every Tennessee auto policy includes uninsured and underinsured motorist coverage equal to its liability limits unless the buyer rejected it or chose less in writing. With 21.3 percent of Tennessee drivers uninsured, this coverage decides many Murfreesboro claims.
Tenn. Code Ann. § 56-7-1201; Insurance Research Council, 2023 dataFailure to wear a seat belt cannot be used as evidence of negligence or to reduce damages in an injury claim. The one exception is a product liability case against a vehicle maker.
Tenn. Code Ann. § 55-9-604Punitive damages require reckless or intentional conduct and are limited to twice the compensatory award or $500,000, whichever is greater, with the same exceptions as the pain and suffering cap. A drunk driver on Broad Street faces far more exposure than a distracted one.
Tenn. Code Ann. § 29-39-104If a Murfreesboro city vehicle, a Murfreesboro Transit bus or a Rutherford County vehicle caused the crash, the suit itself must be filed within twelve months and recovery is limited to $300,000 per person and $700,000 per crash. Claims against the State of Tennessee itself, such as a TDOT truck, go through the state Division of Claims and Risk Management and the Claims Commission instead.
Tenn. Code Ann. § 29-20-305(b) and § 29-20-403Claims up to $25,000 can be filed in the Rutherford County General Sessions Court, which is faster and cheaper. Larger claims go to the Circuit Court of the 16th Judicial District. Both sit in the Judicial Center on West Lytle Street.
Tenn. Code Ann. § 16-15-501(d)(1)The amount billed, not the discounted amount your health plan paid, is the measure of medical damages. An adjuster who values your treatment at the discounted amount your health plan paid is starting below the legal measure.
Dedmon v. Steelman, 535 S.W.3d 431 (Tenn. 2017)Your dates
The deadlines that decide a Murfreesboro claim
Tennessee's one year limit is the fact that shapes everything else. Adjusters know it, and an unresolved claim in month ten negotiates badly, because the threat of a lawsuit is only real if there is still time to file one. Enter your crash date and the page computes the dates from the statutes cited above.
Month nine is the practical deadline. A lawyer needs time to gather records, send a demand and prepare a complaint. A claim that reaches an attorney with three months left gives that attorney far less room than one brought in month three.
Rutherford County in numbers
Five years of crashes, from the state's own data
The Tennessee Department of Safety publishes crash counts for every county through its TITAN system. These are Rutherford County's, covering Murfreesboro, Smyrna, La Vergne, Eagleville and the unincorporated county, by how serious the crash was.
| Year | Fatal crashes | Injury crashes | Property only | All crashes | Licensed drivers | Speeding crashes |
|---|---|---|---|---|---|---|
| 2021 | 28 | 2,404 | 7,526 | 9,958 | 250,019 | 702 |
| 2022 | 38 | 2,380 | 7,814 | 10,232 | 261,230 | 650 |
| 2023 | 35 | 2,510 | 7,320 | 9,865 | 279,852 | 665 |
| 2024 | 38 | 2,345 | 6,953 | 9,336 | 285,992 | 528 |
| 2025 | 32 | 2,438 | 6,849 | 9,319 | 292,190 | 519 |
| Five year average | 34 | 2,415 | 7,292 | 9,742 | 273,857 | 613 |
Source: Tennessee Department of Safety and Homeland Security, TITAN, County Rankings and Statistics by Emphasis Area, 2021 to 2025, revised February 12, 2026. Speeding crashes are the state's "speeding related" category.
Injury crashes per year. Six or seven injury crashes happen in Rutherford County every day, and the number has not fallen as total crashes have.
What stands out in the state rankings
- Speeding: 1st of 95 counties on the 2021 to 2025 average rate, and never lower than 3rd in any single year. The 2024 count was 528 speeding related crashes.
- Injury crash rate: 6th of 95, against a fatal crash rate that ranks 92nd. Rutherford County produces injury claims at one of the highest rates in Tennessee while producing deaths at one of the lowest.
- Young drivers: 8th of 95. Drivers aged 15 to 19 were in 2,182 crashes in 2024. MTSU's 21,025 students and the county's large high schools put more new drivers on Old Fort Parkway and Memorial Boulevard than almost anywhere in the state.
- Alcohol: 19th for impaired crashes (380 a year on average, 351 in 2024) but 85th for impaired fatalities. Drunk driving crashes here injure far more often than they kill, and each one carries the punitive damages exception above.
- Motorcycles: 27th, with 147 motorcycle crashes in 2024 among 20,299 Class M licenses. Senior drivers aged 65 and over were in 1,402 crashes, 11th in the state.
- Growth. Licensed drivers rose 17 percent in four years, from 250,019 to 292,190, while the county's population reached 376,996 in the Census Bureau's 2024 estimate, up from 341,478 in 2020. Murfreesboro itself grew to 168,387, Smyrna to 60,302 and La Vergne to 41,430.
Where it happens
The roads behind most Murfreesboro claims
Hover over a corridor to light it up on the map. These are the county’s main traffic arteries, the roads that carry most of its commuters and freight.
Twenty miles of commuter interstate from the La Vergne line at Waldron Road (exit 64) through Smyrna (66 and 70), the I-840 interchange (74), Medical Center Parkway (76), Old Fort Parkway (78), New Salem Highway (80) and US 231 (81) to Joe B. Jackson Parkway (84). The morning run toward Nashville and the evening return are when rear-end crashes stack up, sometimes three or four vehicles deep, with fault shared among the drivers. Crashes on the interstate are usually worked by the Tennessee Highway Patrol, which matters when you request the report.
The retail spine of the city. Stones River Mall sits on Old Fort Parkway, and The Avenue and Saint Thomas Rutherford Hospital on Medical Center Parkway, with the exit 76 and 78 interchanges feeding both. Crashes here tend to be intersection crashes: left turns across traffic, lane changes near the ramps, drivers leaving parking lots. Those are the crashes where a police report's fault finding gets argued over, and where a business camera may have recorded everything for the few days before it is overwritten.
US 231 leaves the square north as Memorial Boulevard toward Lebanon and south as Church Street toward Shelbyville, crossing I-24 at exit 81. It mixes through traffic with a long run of driveways and side streets, the setting for the angle crashes in which each driver says the other had the duty to yield.
The old highway to Nashville runs northwest through Smyrna and La Vergne alongside I-24 and becomes Broad Street in Murfreesboro. It carries the local trips the interstate does not, through signal after signal, and a turning crash at one of those signals is the classic disputed fault claim.
Sam Ridley Parkway (SR 266), Nissan Drive and Lee Victory Parkway (SR 102) serve Nissan's Smyrna vehicle assembly plant and the distribution warehouses that line I-24 between exits 64 and 70. Plant shift changes send thousands of cars onto the same few roads at the same minutes. Crash reports from Smyrna Police and La Vergne Police are sold through the same state portal as Murfreesboro's.
The outer loop around Nashville crosses the county from the Wilson County line to the Williamson County line and meets I-24 at exit 74. It carries less traffic than I-24 at higher speed, and trucks use it to bypass Nashville. A truck crash here usually means a carrier's commercial policy, with limits far above the $25,000 personal auto minimum.
Corridor ownership matters for one practical reason: who wrote the report. Interstate crashes are typically Tennessee Highway Patrol reports, city street crashes are Murfreesboro, Smyrna or La Vergne Police reports, and county road crashes are Rutherford County Sheriff's Office reports. All are sold through the state's online crash report portal.
How claims differ here
What makes a Rutherford County claim different from a Nashville one
Davidson County, about thirty five miles up I-24, recorded 24,959 crashes in 2024 and ranks first in the state for injury crash rate. Rutherford County's 9,336 crashes are a different mix, and the insurers that write most Tennessee policies price them differently.
The fault argument is usually short
When a county leads the state in speeding related crashes, many of its crash reports already contain the sentence that decides liability: a speed estimate, a citation, or a note that the following driver failed to maintain a safe distance. In rear-end crashes on I-24 and side impact crashes on Broad Street the police report often assigns fault clearly, and adjusters rarely waste time disputing it. They push back on the injury instead. That shifts the whole negotiation onto medical records, and it is why treatment gaps hurt Rutherford County claimants more than almost anything else they can do.
The injury argument is everything
Because the county's crashes injure far more often than they kill, the typical Murfreesboro claim is a soft tissue or fracture claim where the insurer's position is that the injury is minor, pre-existing, or resolved. The counter is a record: an emergency department visit the same day, follow up with a primary doctor within a week, physical therapy attended as prescribed, and imaging when a doctor orders it. A claimant who waits three weeks to be seen hands the adjuster the argument that the pain came from somewhere else. Saint Thomas Rutherford's emergency department and the Level III trauma center at TriStar StoneCrest in Smyrna are where many of these records begin.
The policy limit problem
Tennessee's $25,000 per person minimum has stayed where it is while hospital charges have not. An at fault driver carrying the minimum turns a $60,000 claim into a $25,000 recovery from their insurer, and the only route to the rest is your own underinsured motorist coverage. With one Tennessee driver in five uninsured, Murfreesboro claimants should read their own declarations page before they negotiate anything. If uninsured motorist coverage was kept at the liability limit, which Tennessee law makes the default, the claim against your own carrier is often the larger one.
Growth creates witnesses, and loses them
A county that gained 35,000 people in four years has crashes with plenty of witnesses and plenty of cameras: doorbell cameras in new subdivisions, business cameras along Old Fort Parkway, dash cameras in commuter cars. Most footage is overwritten within days. A preservation letter sent in the first week is worth more than a month of negotiation later, and it is among the first things an injury attorney sends.
Who is on the other side
Tennessee's auto market is concentrated. State Farm wrote 19.99 percent of private passenger auto premiums in 2023, Tennessee Farmers Mutual 16.34 percent, Progressive 11.17 percent, GEICO 9.94 percent and Allstate 6.35 percent, according to the state Department of Commerce and Insurance. Tennessee Farmers is the one that surprises people from out of state: it is the Farm Bureau insurer, and it writes more Tennessee auto policies than any company except State Farm. Each carrier has its own way of valuing soft tissue claims and its own appetite for a trial in the 16th Judicial District.
Courts, reports and hospitals
The people and places in a Murfreesboro claim
Hears injury suits above $25,000; the General Sessions Court takes claims up to $25,000. The six story Judicial Center was completed in 2018 with 12 courtrooms. The 16th District covers Rutherford and Cannon counties, and a Rutherford County jury is drawn from the same fast growing suburban county that fills I-24 every morning.
Reports from Murfreesboro Police, Smyrna Police, La Vergne Police, the Sheriff's Office and the Highway Patrol are sold online by the Tennessee Department of Safety for $10, usually within seven business days of the crash. You need the crash date, the agency, the driver's last name and license number, and the plate, VIN or case number. Murfreesboro Police also sells paper copies at $0.15 per page at Highland Avenue.
The Murfreesboro hospital on Medical Center Parkway, a mile from I-24 exit 76, and the emergency department many city crash victims reach first. The most serious trauma in the region goes to Vanderbilt University Medical Center in Nashville, a Level I trauma center.
A state designated Level III trauma center, and the first hospital in Tennessee verified by the American College of Surgeons at that level. It sits just off I-24 in Smyrna. Its emergency records, with the ambulance run sheet, are among the first documents an adjuster reads.
State Farm 19.99 percent, Tennessee Farmers Mutual 16.34, Progressive 11.17, GEICO 9.94, Allstate 6.35, USAA 5.88, Liberty Mutual 4.74, Erie 3.00, Nationwide 2.47, National General 1.91. The top two carriers write more than a third of the state's auto premiums between them.
Troopers write the reports for I-24 and I-840 crashes and for many on US 231 and US 41 outside the city limits. Their reports include the speed and contributing factor codes that feed the state's speeding ranking, and that often decide fault before a claim is even opened.
The math on real patterns
Three Murfreesboro examples, worked through
These are hypothetical claims built on the crash patterns above, with the formula shown. They are not client results.
Stopped in the queue on the Old Fort Parkway off ramp at 5:40 PM, hit from behind by a pickup. Trooper's report cites the pickup for following too closely. Same day emergency visit at Saint Thomas Rutherford, six weeks of physical therapy, two weeks off a $900 a week job.
- Medical bills (billed charges)
- $6,400
- Lost wages
- $1,800
- Multiplier, soft tissue with steady treatment
- 1.5 to 2.5
- Fault share
- 0 percent
- Range
- $11,400 to $17,800
The pickup driver's $25,000 minimum policy covers the whole range. The argument will be the multiplier: the adjuster opens near 1.5, and the physical therapy attendance record is what moves it.
Left turn across traffic by the other driver, who is cited. A fractured wrist repaired with a plate and a full recovery expected, eight weeks out of a $1,200 a week job. The other driver's insurer argues the claimant was speeding through a stale yellow and assigns 20 percent fault.
- Medical bills
- $48,000
- Lost wages
- $9,500
- Multiplier, fracture with full recovery
- 2.5 to 3.5
- Fault share
- 20 percent
- Range after fault reduction
- $103,600 to $142,000
The 20 percent costs $26,000 to $35,500, which is why the fault finding on a Murfreesboro Police report is worth fighting over before any number is discussed. If the other driver carries 25/50/25, the claim shifts to the claimant's own underinsured motorist coverage for everything above $25,000.
A shift change collision near the Nissan plant. The at fault driver carries the Tennessee minimum. The claimant's own policy has $100,000 of liability coverage, and the uninsured motorist coverage was left at the same $100,000, the default under state law.
- Medical bills
- $31,000
- Claim value by the method, 2.5 to 3.5
- $77,500 to $108,500
- Paid by the at fault driver's insurer (policy limit)
- $25,000
- Underinsured motorist claim, after the $25,000 is credited
- up to $75,000
- Total available
- $100,000
Without the underinsured coverage the claim stops at $25,000 unless the at fault driver has assets worth suing for, which a minimum policy holder rarely does. This single coverage decision, made years earlier at renewal, is worth more than everything else in the file.
When representation changes the number
Do you need a Murfreesboro attorney?
Not for every claim. A clear fault soft tissue claim with bills under $10,000, a cooperative adjuster and a driver who carries more than the minimum is often settled directly. The cases where an attorney most often changes the outcome in Rutherford County are these:
- Any fracture, surgery or injury with lasting effect. The multiplier argument and the future medical cost argument are where lawyers earn their fee, and the $750,000 cap means a serious claim needs its economic damages documented to the dollar.
- Disputed fault. Intersection crashes on Old Fort Parkway and Broad Street where the report is unclear, or where the insurer assigns you a share. Under the 50 percent bar, ten points of fault can be a quarter of the claim.
- A minimum policy on the other side. Finding every available policy, including the at fault driver's household policies, an employer's policy if they were working, and your own underinsured coverage, is detailed work with a one year clock running.
- A government vehicle. The twelve month filing rule and the $300,000 cap under the Governmental Tort Liability Act leave no room for a late start.
- A commercial truck on I-24 or I-840. Federal carrier rules, driver logs and camera footage disappear quickly unless someone demands them in writing.
FairSettlement's free case review asks about your crash, your injury and your treatment, gives you an estimate built on the method above, and only if you ask, connects you with a licensed Tennessee attorney. You decide whether anyone calls.
Questions people in Murfreesboro ask
Murfreesboro car accident settlement questions
How long do I have to file after a Murfreesboro car accident?
One year from the crash for an injury lawsuit (Tenn. Code Ann. § 28-3-104). If the other driver is criminally charged for the crash, the limit can extend to two years under conditions a lawyer should confirm. If a city or county vehicle caused the crash, the Governmental Tort Liability Act requires the suit itself within twelve months (§ 29-20-305). Talking to an insurer does not stop the clock: if the claim has not settled and no suit is filed within the year, the claim is lost.
What is the average car accident settlement in Murfreesboro?
There is no published average, because Tennessee courts and insurers do not report settlements and nearly all claims settle privately. The method bands on this page put a promptly treated soft tissue claim at roughly $4,000 to $25,000, a fracture or herniated disc without surgery at $32,000 to $150,000, and surgery or permanent injury at $250,000 and above, subject to the $750,000 cap on pain and suffering. Your own number depends on billed medical charges, lost income, how consistent your treatment was, and your share of fault.
Can I still recover if the insurer says I was partly at fault?
Yes, as long as your share is less than 50 percent. Tennessee's modified comparative fault rule (McIntyre v. Balentine, 1992) reduces your recovery by your percentage: 20 percent fault on a $50,000 claim pays $40,000. At 50 percent or more you recover nothing from the other driver, which is why fault findings on Murfreesboro Police and Highway Patrol reports are worth contesting early.
Is there a cap on what I can recover in Tennessee?
Only on pain and suffering. Noneconomic damages are limited to $750,000, or $1,000,000 for catastrophic injuries such as paralysis or the loss of two limbs (Tenn. Code Ann. § 29-39-102). Medical bills, lost wages and future care are not capped. The cap does not apply if the at fault driver was intoxicated, intended the harm, destroyed evidence or is convicted of a felony for the crash.
The other driver only has a $25,000 policy. Is that all I can get?
From their insurer, yes: $25,000 per person is the Tennessee minimum (§ 55-12-102) and the insurer never pays above the policy. The rest usually comes from your own uninsured and underinsured motorist coverage, which Tennessee policies include at the liability limit unless you rejected it in writing (§ 56-7-1201). Check your declarations page. About 21 percent of Tennessee drivers carry no insurance at all, so this coverage decides many Rutherford County claims.
Where do I get my Murfreesboro crash report?
Online from the Tennessee Department of Safety at PurchaseTNcrash.gov for $10, usually within seven business days, whether the report was written by Murfreesboro Police, Smyrna Police, La Vergne Police, the Rutherford County Sheriff's Office or the Highway Patrol. You will need the crash date, the agency, the driver's last name and license number, and a plate, VIN or case number. Murfreesboro Police Records at 1004 N Highland Ave (615-849-2637) also sells paper copies at $0.15 per page, Monday to Friday, 8 AM to 4:30 PM.
Which court hears a Murfreesboro injury case?
Claims up to $25,000 can be filed in the Rutherford County General Sessions Court (§ 16-15-501). Larger claims go to the Circuit Court of the 16th Judicial District, which covers Rutherford and Cannon counties. Both sit in the Rutherford County Judicial Center at 116 W Lytle St, Murfreesboro; the Circuit Court Clerk's civil division is in Room 102, 615-898-7820. Most claims never reach either court, but the venue shapes what an insurer will pay to avoid one.
My crash was in Smyrna or La Vergne. Is it a Murfreesboro case?
It is a Rutherford County case under the same Tennessee rules, the same Judicial Center in Murfreesboro and the same one year deadline. What changes is the police department that wrote the report, Smyrna Police or La Vergne Police instead of Murfreesboro's, and often the hospital: TriStar StoneCrest in Smyrna is a Level III trauma center just off I-24.
Does it matter that I was not wearing a seat belt?
Not for your claim against the other driver. Tennessee bars seat belt non-use from being used as evidence of negligence or to reduce damages in an injury case (§ 55-9-604). The only exception is a product liability claim against a vehicle manufacturer, where the defense must plead and prove it.
Should I accept the insurance company's first offer?
Rarely, and never before your treatment is finished. An early offer prices an injury nobody has fully measured yet, and it is often worked out from the reduced amounts a health plan paid instead of the hospital's billed charges, which the Tennessee Supreme Court held are the proper measure in Dedmon v. Steelman (2017). Put your itemized bills through the estimator on this page before you answer.
What if the driver who hit me was speeding?
It helps, and in Rutherford County it is common: the county has the highest speeding related crash rate in Tennessee on the five year average. A citation or a trooper's speed estimate in the report usually settles fault, which moves the negotiation to the injury. Speeding alone rarely supports punitive damages, which need reckless or intentional conduct and are capped at the greater of twice the compensatory award or $500,000 (§ 29-39-104). A drunk or drugged driver removes both that cap and the pain and suffering cap (§ 29-39-102(h)).
Where every number comes from
Sources
- Tennessee Department of Safety and Homeland Security, TITAN: Tennessee Traffic Crash Data, County Rankings and Statistics by Emphasis Area, 2021 to 2025 (revised February 12, 2026). Rutherford County crashes by type, crash rates and ranks, speeding, alcohol, motorcycle, teen and senior driver tables. www.tntrafficsafety.org
- U.S. Census Bureau, Vintage 2024 Population Estimates: Rutherford County, Murfreesboro city, Smyrna town, La Vergne city. www.census.gov
- Tenn. Code Ann. § 28-3-104, limitation of actions for personal injuries. codes.findlaw.com
- Tenn. Code Ann. § 29-39-102, limitation on noneconomic damages. codes.findlaw.com
- Tenn. Code Ann. § 29-39-104, punitive damages. codes.findlaw.com
- Tenn. Code Ann. § 29-20-305 and § 29-20-403, Governmental Tort Liability Act, time for commencing action and minimum liability limits. codes.findlaw.com
- Tenn. Code Ann. § 55-12-102, minimum motor vehicle liability limits. codes.findlaw.com
- Tenn. Code Ann. § 55-9-604, safety belt non-use not admissible in civil actions. codes.findlaw.com
- Tenn. Code Ann. § 56-7-1201, uninsured motorist coverage. codes.findlaw.com
- Tenn. Code Ann. § 16-15-501, civil jurisdiction of courts of general sessions. codes.findlaw.com
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992), modified comparative fault.
- McClay v. Airport Management Services, LLC, 596 S.W.3d 686 (Tenn. 2020), upholding the noneconomic damages cap. www.tncourts.gov
- Dedmon v. Steelman, 535 S.W.3d 431 (Tenn. 2017), full billed medical charges as the measure of damages.
- Insurance Research Council, Uninsured and Underinsured Motorists: 2017 to 2023 (Tennessee uninsured rate, 21.3 percent in 2023). www.insurance-research.org
- Tennessee Department of Commerce and Insurance, Private Passenger Auto Market Share Report, 2023. www.tennessee.gov
- Rutherford County, Tennessee, Circuit Court Clerk, contact and civil division. rutherfordcountytn.gov
- City of Murfreesboro Police Department, Traffic Crash Reports and Records Section. www.murfreesborotn.gov
- Tennessee Highway Patrol, Obtaining a Crash Report (PurchaseTNcrash.gov). www.tn.gov
- TriStar Health, TriStar StoneCrest first Level III ACS verified trauma center in Tennessee. www.tristarhealth.com
- Tennessee Health Facilities Commission, designated trauma centers. www.tn.gov
- Middle Tennessee State University, Fall 2025 enrollment and admissions. www.mtsu.edu
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